Consumer Information


consumer_information_photoWhat are Judgment and Name Searches?

During a title search, one of the key factors is determining if there are any unsatisfied judgments against the seller or previous owners. A judgment is a general lien against real estate and gives security for any money owed under the judgment. Property may be sold in order to satisfy judgments.

Name searches are performed to determine that proper names exist on a title.

Once all defects in a title are cleared up, the buyer, seller, and possible lender may proceed with the closing of a transaction. Lenders are just as concerned with the quality of a title as the buyers because the property is security for the balance of a loan.